Document Checklist for Pre-Approval and Cross-Approval Priority Processing (Updated 01/13/10): 

The following information is required to issue Priority Processing for your loan approval or cross-approval:

ATTN: Agents: ***Please submit your clients offer Prior to Approval

Wage Earner Borrowers:

1. Most recent pay stub dated within last 30 days to include Year to Date Earnings
2. Last 2 years W2's (If commissioned need last 2 years Federal Tax Returns)
3. Proof of funds to close escrow (i.e. bank statements, 401k statements)
4. Current mortgage coupon(s)/statement(s) (if currently a homeowner)

Self Employed Borowers:

1. Last 2 years Complete Federal Tax Returns
2. Proof of funds to close escrow  (i.e. bank statements, 401k statements)
3. Current mortgage coupon(s)/statement(s) (if currently a homeowner)

***Cross-Approvals***:

**If you have already been approved with another lender, we do not want to re-run credit.  To remain in compliance with privacy laws, please request the following from your lender along with the items above:

     1. Desktop Underwriter or DU Certificate

     2. Copy of your current credit report

Once all documentation has been gathered and your  Full Application has been completed please fax these documents to 951-587-9649 or email to approvals@trust1mortgage.com for Priority Processing.

**We will issue your Pre-Approval within 24-48 hours and advise you and/or your agent accordingly.**

We look forward to working with you and your agent. If at any time you have any questions with the loan process or expectations please feel free to contact us at 951-587-9669.